This is probably going to be one of the easiest iPhone app reviews I’ve ever done. The reason that this is going to be easy is because this app is basic, does one thing and does it well!
PayPal
It’s hard to do a lot of eCommerce without having a PayPal account. This is especially true if you do a lot of eBay transactions. I’ve used PayPal for years with little to no problems to speak of. Although the fees can sometimes be annoying (let’s not get that debate going here), the benefits outweigh the pain. When I want to send money to someone as a loan, gift or to pay for a service or product I’ll sometimes use PayPal because it’s just easier.
The PayPal app allows you to send money via your PayPal account to any other PayPal account holder. All you need to know is the email address of the person that you want to send the money to.
The first thing you do is log in using your PayPal user name and password. You then key in the email address or pull it from one of your contacts. You key in the amount you want to send and an optional note if you like. Next you hit Continue to confirm the details and then you send it! Done! The recipient will receive an email as usual and the money will be in their account.
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You can also use the PayPal app just to check your PayPal balance and see the history of your transactions.
The Bottom Line
The PayPal app is FREE and a nice companion if you use PayPal. I’ve ended up using this app more than I thought I would when I first download it. Like I said, it’s basic and probably the only thing I would add to my wishlist would be the ability to also "Withdraw" funds. In other words If I got an email saying that someone sent me money, I would like to use the app to go ahead and transfer that money to my bank account. Currently you would have to log in to the website to do that. Otherwise, the app does the things I want it to do. You can download the PayPal app here from the App Store 
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Cool! I didnt know about tranfering within paypall accounts. Thanks much for sharing!
If you use a PayPal/eBay security key or Verisign one-time password app, the eBay app still works well but the PayPal app does one thing not well.
Terry,
Don’t you find it frustrating that the Paypal app won’t do the one thing you really want it to do, which is allow you to pay for ebay purchases? I would love to be able to replicate my home workflow on my iphone when I get an ebay win notification by using ebay, 1password, and paypal to promptly pay for purchases. I will look at the Paypal app again when it has this key feature.
Clif
Yeah, the app is okay. I like Terry’s idea for being able to withdraw money. I really wish it allowed you to send a request for money. Not sure why that is in the app currently…. seems like a no brainer.
I use it a a lot to send money to vendors and associates. However, I REALLY wish I could use it to enter and accept Credit Card payment info, like the website.