It was just over a month ago that I applied for the NEW Apple Card. I got approved and documented the whole application process here:
What’s so special about Apple Card?
This was the first question that my friends and fans started asking me. After all, it is just a credit card right? On the surface, it is a credit card. You apply and if approved you’re assigned a limit and you receive a physical card in the mail. However, that’s where the similarities stop.
The first thing that makes Apple Card different is the way you apply. If you watched my video above, you’ll note that the entire process happened in the Wallet app on my iPhone. Yes, you can apply for other credit cards on your phone in a browser or a dedicated banking app, but once you’re approved you’re likely to still need to wait for a physical card to show up in the mail. Once approved for the Apple Card it’s immediately available in your Apple Wallet app. You get to use it with Apple Pay immediately. Even if you don’t use it with Apple Pay you can still look up your Credit Card Number, CCD and Expiration Date in the Wallet app so that you can start using it online with places that don’t yet accept Apple Pay.